Requirements
Simple Requirements to Apply Today!
01
Bad/Low Credit is OK
At Credit Jetpack, we understand that everyone's financial journey is unique, which is why we invite individuals from all walks of life to apply for loans with us. Whether you're dealing with bad credit or simply starting out with low credit scores, we are here to help.
02
Valid ID
At Credit Jetpack, we’re committed to helping you achieve your financial aspirations with ease. Applying for a loan is straightforward; provide us with a valid ID, and fill out a simple application.
03
Open Bank Account
Having an open bank account can be essential for receiving your funds promptly. Our streamlined approach ensures that you can focus on what truly matters—turning your aspirations into reality without the unnecessary hassle.
04
18+ age
You need to be 18 years of age or older to apply. Lenders may have different policies.
05
Source of income
To begin, applicants only need to answer a few questions regarding their source of income, allowing us to quickly assess their eligibility for various loan options.
How To
Apply quickly and securely
Apply
Applying for a loan has never been easier with Credit Jetpack! Our streamlined application process takes less than 5 minutes.
Fast Response
We don't like making our customers wait. You can count on us to get a quick response.
Funding
You may receive your funds straight to your bank account in as little as 1 business day.
Loans
What is an online installment loan?
Need cash fast? We’ve got you covered. Whether it’s for an unexpected bill or a last-minute expense, our loans are designed to help you move forward.
You choose how much to borrow and how long you’ll need to repay it. We’ll show you the total cost upfront—no hidden fees, no surprises.
Once approved, funds are usually sent to your bank account as soon as the next business day.
Worried about your credit? Don’t be. We work with all credit types and believe everyone deserves a second chance.
Have questions? Our friendly customer service team is here to help—online or by phone.
FAQ
You're probably
wondering...
Consumer Notice: Although Credit Jetpack LLC does not charge any fees for its services, it is important to understand that personal loans are intended for short-term financial assistance and may not be suitable as a long-term financial solution. Individuals experiencing ongoing financial hardship are encouraged to seek guidance from a licensed financial advisor or credit counseling service.
Representative Example: A $1,000 loan with a 29.82% APR over a 12-month term may result in a total repayment amount of $1,134.72. APRs may range from 5.99% to 35.99%, with loan terms between 61 days and 72 months, depending on the lender’s evaluation of your credit profile. Actual rates and terms may vary based on eligibility.
Legal Disclaimer: Credit Jetpack LLC is not a lender or a loan decision-maker. We provide a loan connection service that may help consumers find a potential lender. Use of this website is subject to our Terms of Use and Privacy Policy. We do not endorse any specific lender, and our service should not be considered an offer or solicitation to lend. Some lenders may perform credit checks as part of their decision process. You are not required to use our service to apply with any lender or service provider directly.
State Exclusions: Our services may not be available in all states. Currently, residents of Arkansas, New York, New Hampshire, Vermont, and West Virginia are not eligible to use this website. Eligibility criteria may vary by state and are subject to change without notice.
Compensation Disclosure: Credit Jetpack LLC offers a free loan connection service supported by advertisers, including lenders and lender networks that may compensate us if you are connected with a loan provider. We utilize a "ping-tree" model, which considers multiple factors, including compensation offered by lenders or intermediaries. It is recommended that users review all available loan offers independently and select the option that best meets their needs.
Credit Implications: Credit Jetpack LLC does not make credit decisions or conduct credit inquiries. However, lenders you may be connected with could evaluate your creditworthiness through credit bureaus or alternative sources. By submitting your information, you authorize such checks. Short-term personal loans are intended to be repaid within the agreed-upon timeframe and may include late fees or collection activity if not repaid. Users are encouraged to borrow responsibly, understand the terms fully, and consult a professional if uncertain.